Cost Guide

How much does assisted living really cost?

The national median is $5,419 a month — but the real range is far wider than that one number suggests.

The national median cost of assisted living in 2026 is $5,419 per month, based on tens of thousands of actual family move-ins tracked industry-wide. But that single number hides a lot — actual costs range from roughly $2,450/month in the least expensive states to more than $9,000/month in the most expensive.

What's typically included

What often costs extra

Why the range is so wide

Assisted living costs have been rising roughly 5% per year, and location matters enormously — a community in a major metro area or a state with a high cost of living can run two to three times what the same level of care costs in a lower-cost state or a rural area.

Want to see how this compares to staying home, in-home care, or memory care side by side? The Full Cost Comparison Calculator uses these same figures with your own numbers.

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Want to see the real cost numbers side by side? The free Stay or Go Calculator compares home modifications against assisted living or in-home care.

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Frequently Asked Questions

Does Medicare cover assisted living?

No. Assisted living is almost entirely private-pay, covered through savings, long-term care insurance, or in some states a Medicaid waiver program. Medicare covers medical care, not room-and-board style residential care.

Is a shared room significantly cheaper than a private room?

Yes, typically — shared rooms usually run meaningfully less than private rooms, though many families still prefer private rooms once they compare the actual dollar difference against their parent's comfort and privacy needs.

Why do assisted living costs keep rising?

Staffing costs, insurance, and regulatory requirements have all been increasing, and demand has grown as the population ages — assisted living costs have risen roughly 5% annually in recent years, faster than general inflation.